Your Savings Could End Before Your Retirement Does | Paisa Vaisa
Paisa Vaisa with Anupam Gupta

Your Savings Could End Before Your Retirement Does | Paisa Vaisa

B2Upper-intermediateOctober 12, 202648 min
  • Business & money

Your salary may stop at 60, but your retirement savings may need to support you at 75, 80 or 85. How do you plan for that? On Paisa Vaisa, Pranay Ranjan Dwivedi, MD & CEO of SBI Pension Funds, speaks with Anupam Gupta about retirement planning in India, the National Pension System (NPS), and the risk of outliving your money. They discuss NPS costs and management fees, equity performance, employer contributions and tax benefits under the new tax regime. Pranay also explains why starting early matters, with an illustration comparing joining at 29 versus 30 and a ₹25 lakh difference in projected retirement sa...

Play episode

Opens the player: the full transcript, every word clickable, with translation and flashcards.

Try it: tap any word

Real sentences from the start of this episode. Every word is marked with its level.

Sentence 1 of 12 · 0:00

.

Folks, hi, I'm Anubham Gupta, your finance head.

Hear this sentence

Tap a word to see its meaning in your language.

Do you know these words?

8 harder words from this episode. Tap one to see what it means, then mark it.

  • C16:08
  • B210:21
  • B219:25
  • B224:17
  • B227:34
  • B235:03
  • B241:08
  • C147:40

Mark a few words and we'll tell you how this episode fits your level.

Is this episode right for you?

B2

B2 · Upper-intermediate

Comfortable if you already follow TV news

A1 37%A2 40%B1 16%B2 6%C1 1%
  • 93% of the words are B1 or easier.
  • 163 words a minute: natural, fairly fast speech.
  • 161 harder words (B2 and up) in the whole episode.

Transcript

The opening of the episode. The whole transcript is in the player.

0:00

Markets don't take a break and neither do conversations about money. Folks, hi, I'm Anubham Gupta, your finance head. New episodes will be available first on Amazon Music. So if Pessa Bessa is already part of your listening routine, you know where to find us.

0:12

Just search for Pessa Bessa with Anubham Gupta on Amazon Music and you will find us. Keep listening. And I want to make a podcast. I want to release it on IVM Pop. I want to make a podcast with you.

0:41

I want to make a podcast with you. I want to make a YouTube channel with you. So, let's make a podcast with you. Welcome to Best Advice, I am your son of Bhamgubtha and on today's episode for the very first

That was the opening. The rest of the episode (48 min) is in the player: every word clickable, with translation, saved words and flashcards.

Continue in the player

Automatically generated from the audio. May contain errors. Audio belongs to its publisher and is played from their feed. Rights holders can request removal — copyright & takedown policy