Why Gold Loans Are Booming in India | Shripad Jadhav | Paisa Vaisa
Paisa Vaisa with Anupam Gupta

Why Gold Loans Are Booming in India | Shripad Jadhav | Paisa Vaisa

B2Upper-intermediateSeptember 7, 202640 min

Gold loans are becoming one of India’s fastest-growing credit options. But when does borrowing against your gold actually make financial sense? In this episode of Paisa Vaisa, Anupam Gupta speaks with Shripad Jadhav, Head – Bharat Banking Assets, Kotak Mahindra Bank, to understand the rapid growth of gold loans in India and why borrowers are increasingly viewing them as a mainstream credit option rather than a last resort. Shripad breaks down how a gold loan works, from valuation and documentation to disbursal, interest rates, loan-to-value ratios and repayment structures. He also explains why gold loans are...

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B2 · Upper-intermediate

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I.V.M. We are going to be doing a podcast, a podcast about the interesting world. Welcome, welcome to Gopal Dutt.

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the head Bharat Banking assets at Kotak Mahindra Bank. You know what really stands out in this conversation is how this segment operates. It is actually among the lowest NPA sections

1:09

in the banking industry right now. How this can actually be useful for you. What is the goal loan? What are the repayment terms?

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