The Technology That Gets You to Pay More & The Good News About Envy
Something You Should Know

The Technology That Gets You to Pay More & The Good News About Envy

B2Upper-intermediateOctober 19, 202647 min

When you delete a spam text, your phone often gives you the option to “Delete and Report.” But have you ever wondered what actually happens when you report it? Who gets the report? Does anyone do anything with it? Turns out, hitting that button isn’t as pointless as it may seem. https://consumer.ftc.gov/articles/how-recognize-and-report-spam-text-messages Imagine two people shopping for the exact same thing — but being offered different prices based on what a company knows about each of them. That’s the unsettling idea behind “surveillance pricing” and it happens all the time. Companies can use data...

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Monarch.

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B2

B2 · Upper-intermediate

Comfortable if you already follow TV news

A1 26%A2 31%B1 25%B2 18%C1 1%
  • 81% of the words are B1 or easier.
  • 140 words a minute: a natural pace.
  • 142 harder words (B2 and up) in the whole episode.

Transcript

The opening of the episode. The whole transcript is in the player.

0:00

I thought I had a pretty good idea of where my money was going and then I started using Monarch. And it turns out there's a big difference between thinking you know and actually seeing it all laid out in front of you.

0:15

I've spent some time with Monarch now. I've connected everything and really tested it out and I like it a lot. Your accounts, investments, savings goals, spending, they're all there in one place. But what really got my attention is Monarch doesn't just show you what's happened.

0:32

It helps you spot what's happening right now. They have an AI weekly recap and it can flag a spending spike or a change in your net worth or upcoming expenses, things that are surprisingly easy to miss on your own. And I found that once you actually see the numbers, you look at your money differently.

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